Education and Student Debt .
Student Loan Rates in July 2026: What Borrowers Need to Know
| Buy Side Staff | The Wall Street Journal | July 10, 2026
Federal and private student-loan interest rates remain elevated, while new federal borrowing restrictions are changing the options available to graduate students and families.
What You Need to Know About Student Loans Now That OBBBA Changes Are Here
| Buy Side Staff | The Wall Street Journal | July 10, 2026
New federal rules replace several repayment choices, phase out Grad PLUS loans and impose tighter limits on graduate and Parent PLUS borrowing.
OBBBA Federal Borrowing Caps: What You Need to Know
| Buy Side Staff | The Wall Street Journal | July 10, 2026
The article explains new annual and lifetime federal loan limits and examines the financing gaps students may face as a result.
UNESCO Urges Wider Use of Debt-for-Education Swaps
| Reuters Staff | Reuters | July 10, 2026
UNESCO is encouraging countries to refinance public debt and direct the savings toward schools, teachers and student support.
10 College Majors With the Highest Average Student Loan Debt After Graduation
| Staff | Investopedia | July 8, 2026
Debt levels vary significantly by field of study, making the relationship between borrowing, career prospects and expected earnings especially important.
Private Student Loan Rates: July 6, 2026
| Staff | Forbes Advisor | July 7, 2026
A review of current private-loan rates stresses the importance of comparing interest, repayment protections and expected postgraduation income.
Nursing and Other Degree Programs Now Qualify for Higher Student Loans
| Danielle Douglas-Gabriel | The Washington Post | July 7, 2026
The Education Department expanded the list of graduate programs eligible for the higher federal professional-student borrowing limit.
I Couldn't Afford Room and Board at My Daughter's College, So She's Living at Home
| Staff | Business Insider | July 6, 2026
One family avoided additional college debt by having a student commute from home while remaining involved in campus activities.
The $1,000-Funded Trump Accounts Are Here
| Staff | MarketWatch | July 2026
Financial advisers discuss how new child investment accounts fit alongside 529 plans and long-term college-saving strategies.
Fresh Hope for the Generation Mis-Sold Student Loans
| Staff | The Times | July 2026
British lawmakers describe the student-loan system as broken and call for clearer contracts, fairer interest calculations and stronger consumer protection.
Best Private Student Loans of 2026
| Staff | Forbes Advisor | July 6, 2026
The guide compares private lenders while reminding students that private loans generally lack many protections attached to federal debt.
Average Student Loan Debt Statistics
| Staff | Forbes Advisor | July 1, 2026
National statistics illustrate the size of American student debt and the average balances carried by graduates of different institutions.
Student-Loan Borrowers Face Major Changes That Start Today
| Jillian Berman | MarketWatch | July 1, 2026
New federal borrowing limits, repayment programs and restrictions took effect for students, parents and borrowers entering repayment.
Trump Administration Ties Schools' Federal Loan Access to Graduate Earnings
| Reuters Staff | Reuters | June 30, 2026
Colleges whose graduates repeatedly fail federal earnings benchmarks could lose access to student loans and other federal aid.
Best Low-Interest Student Loans of 2026
| Staff | Forbes Advisor | June 26, 2026
The guide compares low-interest private loans, repayment flexibility and discounts available to qualified borrowers.
Private Lenders Expected to Fill Loan-Limit Gap—for Some
| Jessica Blake | Inside Higher Ed | June 24, 2026
Private lenders may replace some lost federal borrowing, but students with low incomes or limited credit histories could be excluded.
Why College Is Really So Expensive
| Opinion Staff | The Washington Post | June 21, 2026
The commentary argues that easy access to federal loans contributed to tuition growth by weakening pressure on institutions to control expenses.
Week in Review: House Republicans Look to Kill Subsidized Loans
| Staff | Higher Ed Dive | June 8, 2026
Proposed changes would eliminate subsidized undergraduate loans while colleges continue using steep tuition discounts to attract students.
To Fund Pell, House Suggests Ending Subsidized Loans
| Staff | Inside Higher Ed | June 5, 2026
Lawmakers proposed ending subsidized student loans while directing additional funding toward the financially strained Pell Grant program.
How to Pay for College: Six Financing Options
| Staff | Forbes Advisor | June 4, 2026
Scholarships, grants, work programs, savings and carefully selected loans can reduce the amount families must borrow for college.
How Challengers Are Trying to Block the Education Department's New Loan Limits
| Jessica Blake | Inside Higher Ed | June 1, 2026
Universities and professional organizations argue that narrow federal definitions could restrict access to costly but socially important graduate programs.
Some Small Colleges Are Using a Tax Break to Boost Student Financial Aid
| Danielle Douglas-Gabriel and Susan Svrluga | The Washington Post | May 30, 2026
Several colleges are redirecting savings from an endowment-tax exemption into scholarships and other student financial assistance.
Alternative College-Savings Strategies Parents May Be Missing
| Staff | MarketWatch | May 29, 2026
Families are considering brokerage accounts, Roth IRAs and other flexible methods alongside traditional 529 college-saving plans.
Addressing the Missing Middle in College Financial Aid
| Phillip Levine | Brookings Institution | May 21, 2026
Families who earn too much for substantial need-based aid may still lack enough income and savings to afford college without major debt.
Do Enrollment Management Strategies Lead to High Debt for Poor Families?
| Staff | Higher Ed Dive | May 18, 2026
Some colleges provide merit discounts to wealthier students while asking lower-income families to cover large financing gaps through Parent PLUS loans.
More Than 17 Percent of Student Loan Borrowers Have Been 90 Days Late
| Staff | Forbes Advisor | May 14, 2026
Millions of borrowers have experienced serious delinquency as repayment protections ended and household financial pressures continued.
Just Graduated? A Financial Guide for Building Wealth
| Staff | MarketWatch | May 9, 2026
New graduates must balance emergency savings, retirement contributions and repayment of student debt as they begin their careers.
Some U.S. Law Students Enroll Early to Beat the Federal Loan Clock
| Reuters Staff | Reuters | May 8, 2026
Some law schools accelerated enrollment so students could qualify for existing federal loan rules before tighter borrowing limits took effect.
College Tuition Inflation: Comparing the Cost of College Over Time
| Staff | Forbes Advisor | May 5, 2026
Although recent inflation-adjusted tuition has stabilized in some sectors, the long-term cost of earning a degree remains substantially higher than decades ago.
The Student Debt Crisis: Causes and Solutions
| Staff | American College of Education | May 4, 2026
The article examines how institutional prices, government policy and dependence on borrowing contributed to the national student-debt burden.
New Graduate Student Loan Caps Coming July 1
| Staff | Forbes Advisor | May 4, 2026
Graduate, professional and Parent PLUS borrowers face new annual, aggregate and lifetime federal loan limits.
Getting State Free-College Programs Right
| Brookings Staff | Brookings Institution | April 30, 2026
Effective free-college programs should address living costs, simplify eligibility and provide students with advising and academic support.
Loan Limits Finalized, but Litigation Looms
| Jessica Blake | Inside Higher Ed | April 30, 2026
Final federal regulations distinguish between graduate and professional programs, but opponents are preparing legal challenges.
Education Department Finalizes Rule Tightening Federal Student Lending
| Staff | Higher Ed Dive | April 30, 2026
The final rule implements borrowing caps, repayment changes and institutional accountability requirements enacted by Congress.
Education Department Official Expands on Plans to Transfer Loan Portfolio
| Jessica Blake | Inside Higher Ed | April 24, 2026
Federal officials say transferring student-loan operations to the Treasury Department could strengthen debt collection and borrower management.
Financial Aid for Students Without Financial Need: What Does It Mean for Public Policy?
| Phillip Levine | Brookings Institution | April 23, 2026
Institutional merit aid can help colleges compete for students but may redirect limited resources away from applicants with greater financial need.
Some Grad PLUS Borrowers Could Face Loan Caps
| Jessica Blake | Inside Higher Ed | April 22, 2026
Certain existing graduate borrowers may encounter a new lifetime federal debt ceiling if they interrupt or extend their education.
Financial Aid for Students Without Financial Need: How Do Institutions Use It Strategically?
| Phillip Levine | Brookings Institution | April 20, 2026
Colleges frequently use merit aid to influence enrollment decisions, improve institutional statistics and compete with peer institutions.
Parents Have Been Amassing Unsustainable College Debt
| Michelle Singletary | The Washington Post | April 18, 2026
New Parent PLUS limits are forcing colleges and families to reconsider who should bear the cost of increasingly expensive degrees.
Financial Aid for Students Without Financial Need: How Widespread Is It?
| Phillip Levine | Brookings Institution | April 16, 2026
Merit-based institutional aid is widely used, including at colleges where many lower-income students still face large unmet financial needs.
You Can Negotiate With Colleges to Pay Less
| Beth Pinsker | MarketWatch | April 14, 2026
Families can appeal financial-aid offers, document changing circumstances and use competing college offers to seek additional assistance.
It's OK to Postpone Saving for College Until Other Priorities Are Under Control
| Staff | MarketWatch | April 11, 2026
Financial planners advise parents to protect emergency savings and retirement security before committing excessive amounts to college accounts.
Colleges Cut Spending and Raise Funds as New Loan Limits Approach
| Danielle Douglas-Gabriel | The Washington Post | April 9, 2026
Institutions are reducing costs, expanding scholarships and seeking private financing as federal graduate and parent borrowing becomes more restricted.
SAVE Plan Ending: Should You Refinance Student Loans?
| Staff | Forbes Advisor | April 2, 2026
Borrowers leaving the SAVE program must compare federal repayment alternatives with refinancing, which can permanently remove federal protections.
Education Department Transfers Defaulted Loan Collection Duties to Treasury
| Staff | Inside Higher Ed | March 19, 2026
The Treasury Department began assuming responsibility for collecting defaulted federal student loans under a broader administrative transfer plan.
Colleges Can't Shirk This Essential Obligation
| Linda McMahon | The Washington Post | March 12, 2026
The commentary argues that colleges should be held more accountable for tuition, student outcomes and borrowers' ability to repay.
Student Loan Delinquency Is Back to Prepandemic Rates
| Urban Institute Staff | Urban Institute | March 11, 2026
Delinquency has returned to earlier levels, but affected borrowers now carry larger balances and face a more complicated repayment environment.
CAP Urges Protection of Graduate Degrees and Lower Costs for Borrowers
| Sara Partridge and Madison Weiss | Center for American Progress | March 10, 2026
The organization argues that new graduate-loan limits could create barriers for students pursuing advanced degrees in essential professions.
Is College Becoming Less Affordable? An Update
| Phillip Levine | Brookings Institution | March 9, 2026
Recent pricing data show that affordability trends depend on family income, institution type, available aid and the inclusion of living expenses.
Lawmakers and Universities Push Back on Loan Caps
| Jessica Blake | Inside Higher Ed | March 4, 2026
Critics warn that new loan limits could disproportionately affect part-time students and students in expensive health and public-service programs.
Education Department Urged to Broaden Professional-Student Definition
| Ben Unglesbee | Higher Ed Dive | March 3, 2026
Colleges and professional groups want more graduate programs included in the category eligible for higher federal borrowing limits.
'We Will Hold Institutions Accountable,' Top Education Official Says
| Staff | Higher Ed Dive | February 27, 2026
Federal officials say colleges must demonstrate financial value for students or risk losing access to loans and grants.
U.S. Law Schools and Students Fear Rising Costs From Federal Loan Cap
| Reuters Staff | Reuters | February 17, 2026
Law students may need private financing as federal limits fall below the total cost of attending many accredited law schools.
Stop Pushing College for All
| Opinion Contributor | The Washington Post | February 9, 2026
The commentary calls for stronger vocational alternatives and more caution about encouraging academically unprepared students to borrow for college.
Student Loan Debt Statistics 2026
| Education Data Initiative Staff | Education Data Initiative | February 2, 2026
The statistical overview examines total balances, average debt, borrower demographics, repayment patterns and long-term changes in college financing.
FAFSA Completions for the Class of 2026 Outpace Last Year's
| Staff | Higher Ed Dive | February 2, 2026
Earlier FAFSA completion gives families more time to compare grants, work-study, federal loans and institutional aid.
Education Department Proposes Rule to Simplify Student-Loan Repayment
| U.S. Department of Education | U.S. Department of Education | January 29, 2026
The proposal implements federal borrowing limits and creates a new repayment system intended to prevent interest from overwhelming regular borrowers.
How OBBBA Reshapes Student Lending
| Brookings Staff | Brookings Institution | January 28, 2026
The federal law changes repayment plans, limits borrowing and increases institutional responsibility for the economic outcomes of degree programs.
College Costs and Accreditation Likely Top Focus for Congress
| Staff | Inside Higher Ed | January 5, 2026
Congressional higher-education priorities include college prices, accreditation reform, student outcomes and the future structure of federal aid.
How Student Loans and Financial Aid Are Changing in 2026
| Danielle Douglas-Gabriel | The Washington Post | January 2, 2026
Families face lower graduate and parent borrowing limits, fewer repayment plans and expanded Pell eligibility for short-term training.
Rethinking Education Funding
| Staff | Financial Planning Association | January 1, 2026
Changes to federal graduate lending require families and advisers to reconsider savings, scholarships, employer benefits and private financing.
Student Loan Borrowers in Default May See Wages Garnished
| Associated Press Staff | Associated Press | December 23, 2025
Federal collection activity is expanding to wage garnishment for borrowers who remain in default after receiving required notices.
Graduate Job Cull Spells Doom for College Degrees
| Breakingviews Staff | Reuters | December 23, 2025
The commentary examines whether artificial intelligence and shrinking entry-level employment will weaken the financial value of expensive degrees.
What College Affordability Debates Get Wrong About the Returns to College
| Phillip Levine | Brookings Institution | December 16, 2025
Despite high prices and public skepticism, the earnings advantage of completing college generally outweighs tuition costs over time.
Free Tuition, Stratified Pipelines
| H. R. Paz | arXiv | December 1, 2025
Research from Argentina shows that tuition-free public universities can remain unequal because access is shaped by prior schooling, geography and family resources.
What to Know About Crucial Changes to Student Loans
| Jessica Blake | Inside Higher Ed | November 18, 2025
The federal overhaul limits graduate and parent borrowing, reduces repayment choices and leaves important implementation details to regulators.
How the Loan-Cap Committee Reached Consensus
| Jessica Blake | Inside Higher Ed | November 10, 2025
Negotiators reached agreement on federal loan rules despite concerns about graduate education and shortages in essential professions.
Net Tuition Rises at Colleges but Remains Below Historic Peaks
| Staff | Higher Ed Dive | November 7, 2025
Net tuition increased modestly during the 2025–2026 academic year but remained substantially lower than earlier inflation-adjusted peaks.
Education Department Panel Makes Progress on Loan Caps
| Jessica Blake | Inside Higher Ed | November 5, 2025
Representatives from health care, education and other fields sought classification as professional programs eligible for larger federal loans.
College Is Still Worth It, Even With Student Debt
| Brookings Staff | Brookings Institution | November 3, 2025
Degree holders generally retain an earnings advantage after loan payments, although borrowers who leave college without completing are especially vulnerable.
College Financial Aid Can Look More Generous Than It Is
| Staff | MarketWatch | November 1, 2025
Families should separate grants from loans and work-study when comparing financial-aid offers and calculating a college's true net price.
Education Department Panel Prepares to Settle Student Loan Caps
| Jessica Blake | Inside Higher Ed | October 28, 2025
Negotiators debated which graduate degrees should receive higher borrowing limits and how the decision might affect colleges and workforce pipelines.
Colleges Are Fighting to Prove Their Return on Investment
| Associated Press Staff | Associated Press | October 16, 2025
Colleges are emphasizing employment outcomes, salaries and career services as families question whether tuition and debt are justified.
Students Struggle With Surprise Costs and Don't Know About Available Help
| Staff | Inside Higher Ed | October 7, 2025
Books, transportation, housing and food can create unexpected financing gaps even when tuition appears covered by financial aid.
Education Department Opens Door to Student Loan-Cap Negotiations
| Jessica Blake | Inside Higher Ed | October 6, 2025
Regulators began negotiations over which graduate programs qualify for substantially larger federal borrowing limits.
Education Department Digs In Over Student Loan Caps
| Jessica Blake | Inside Higher Ed | October 1, 2025
Federal officials initially proposed limiting the professional-degree category to a small number of programs despite opposition from colleges.
Trump's Changes to Parent PLUS Loans May Limit College Access
| Danielle Douglas-Gabriel | The Washington Post | September 23, 2025
New Parent PLUS limits may restrict college choices for families who previously borrowed up to the full cost of attendance.
What Does the End of Grad PLUS Loans Mean for Higher Education?
| Ben Unglesbee | Higher Ed Dive | September 22, 2025
Eliminating Grad PLUS may move students into private lending and force institutions to reduce tuition or discontinue costly programs.
New Federal Caps Could Lead Students to Take Out Private Loans
| Jessica Blake | Inside Higher Ed | September 11, 2025
Students in dentistry and other expensive programs may need substantial private loans when federal borrowing limits take effect.
Six Higher-Education Trends for the 2025–2026 Academic Year
| Higher Ed Dive Staff | Higher Ed Dive | August 28, 2025
Loan reform, college accountability, enrollment challenges and financial instability are reshaping higher education.
Parents Are Draining Retirement Accounts and Home Equity to Pay for College
| Staff | MarketWatch | August 5, 2025
More parents are using retirement withdrawals, home equity and credit cards to cover costs that scholarships, income and student loans do not meet.
One Big Beautiful Bill Act: Key Higher-Education Provisions
| Practical Law Staff | Reuters | August 1, 2025
The law changes student lending and increases taxes on some wealthy college endowments, with possible consequences for institutional aid.
How New Federal Student Loan Limits Could Affect Borrowers
| Urban Institute Staff | Urban Institute | July 24, 2025
Graduate students at high-cost institutions may face large funding gaps once Grad PLUS ends and new loan ceilings take effect.
Are Misperceptions About College Cost Causing Adults to Skip College?
| Danielle McLean | Higher Ed Dive | July 14, 2025
Many adults significantly overestimate the net cost of public colleges, potentially discouraging them from pursuing useful education and training.
It's About to Get Harder to Pay Off Student Loans
| Staff | Forbes Advisor | July 14, 2025
Repayment changes could substantially increase annual payments for borrowers who would previously have benefited from the SAVE plan.
Tax Bill Also Delivered Huge Education Changes
| Danielle Douglas-Gabriel | The Washington Post | July 11, 2025
The legislation caps graduate loans, ends Grad PLUS, restricts Parent PLUS and restructures income-based repayment.
How Trump's Tax Cuts Affect Federal Student Aid
| Reuters Staff | Reuters | July 8, 2025
The law limits borrowing and reduces future repayment options while expanding Pell Grants for some short-term workforce programs.
Higher Education Sounds Warning Over GOP Budget Law
| Staff | Higher Ed Dive | July 7, 2025
Higher-education organizations warn that tighter federal aid could restrict college access, while supporters say it will discourage excessive borrowing.
Big, Beautiful Bill Means Big Changes for Higher Education
| Staff | Inside Higher Ed | July 4, 2025
The legislation transforms federal student lending, graduate borrowing, repayment plans, Pell Grants and college accountability.
Tertiary Education Completion and Financial Aid Assistance
| Luca Bonacini, Giuseppe Pignataro and Veronica Rattini | arXiv | July 3, 2025
An experiment found that targeted information about financial-aid requirements improved academic performance and reduced dropout rates.
Student Loan Caps Could Hit Minorities and Lower-Ranked Law Schools Hardest
| Reuters Staff | Reuters | June 23, 2025
New limits may disproportionately affect students without family wealth and schools whose graduates have less predictable earnings.
How Much Should Parents Have Saved for College?
| Staff | MarketWatch | June 18, 2025
College-saving benchmarks can guide families, but advisers recommend balancing education goals with retirement and other financial priorities.
Student Loans and the High Cost of Higher Education
| New York City Comptroller Staff | New York City Comptroller | June 12, 2025
The report reviews the changing roles of tuition, grants and loans in financing college and examines the consequences for New York borrowers.
Education Department Budget Would Slash Maximum Pell Grant
| Staff | Higher Ed Dive | June 2, 2025
The proposed federal budget would reduce the maximum Pell Grant and sharply cut supplemental grants and work-study support.
How Congress Could Make Paying for College More Complicated
| Liam Knox | Inside Higher Ed | May 12, 2025
Proposed loan limits, repayment changes and new aid calculations could make college financing harder for families to understand.
Risk-Sharing: A Well-Intentioned Disaster for Colleges?
| Ben Unglesbee | Higher Ed Dive | May 6, 2025
Requiring colleges to repay part of their students' unpaid loans might punish institutions serving disadvantaged and higher-risk populations.
Student Loan Overhaul Clears House Committee
| Staff | Inside Higher Ed | April 30, 2025
The proposal caps federal loans, limits Pell eligibility, consolidates repayment programs and requires colleges to share responsibility for unpaid debt.
House Republicans Propose $330 Billion in Higher-Education Cuts
| Staff | Inside Higher Ed | April 29, 2025
The plan would significantly reduce federal spending on student aid while restructuring loans, grants and repayment programs.
House Education Committee Advances Sweeping Higher-Education Bill
| Staff | Higher Ed Dive | April 29, 2025
The committee approved legislation that would end Grad PLUS, restrict federal aid and direct more borrowers toward private financing.
How Republicans Plan to Shake Up Pell Grants and Student Loans
| Danielle Douglas-Gabriel | The Washington Post | April 29, 2025
Republican proposals would lower some loan limits, narrow Pell eligibility and substantially reduce the federal role in financing college.
Education Department to Restart Collection on Defaulted Student Loans
| Katherine Knott | Inside Higher Ed | April 21, 2025
Federal officials prepared to resume withholding tax refunds and government benefits from borrowers whose loans remain in default.
Student Loan Refinancing Rates Fall Below Some Federal Rates
| Staff | MarketWatch | April 16, 2025
Some well-qualified borrowers can obtain lower private refinancing rates, although refinancing eliminates federal repayment and forgiveness protections.
Florida Proposal Could Cut College Grants for 22,000 Students
| Laura Spitalniak | Higher Ed Dive | April 7, 2025
A state budget proposal threatened grant eligibility for students attending several private colleges.
College Prices Are Falling for Almost Everyone
| Phillip Levine | Brookings Institution | March 10, 2025
Inflation-adjusted net college prices have declined for most student groups over the last five to ten years, although affordability problems remain.
Trump Moves Toward Abolishing the Education Department
| Reuters Staff | Reuters | March 6, 2025
Closing or restructuring the department could disrupt the administration of federal student aid and billions of dollars in education funding.
College Tuition Has Fallen Significantly at Many Schools
| Collin Binkley | Associated Press | January 8, 2025
Inflation-adjusted public-university tuition and average net prices have declined, contributing to lower borrowing among many undergraduate students.
Six Higher-Education Trends to Watch in 2025
| Higher Ed Dive Staff | Higher Ed Dive | January 9, 2025
Colleges entered 2025 facing enrollment pressure, financial uncertainty, changing federal policy and continued questions about affordability.
Biden Administration Opened a New Chapter on College Financing
| Staff | Higher Ed Dive | January 17, 2025
A former federal official points to Pell Grant increases, state free-college programs and institutional tuition restraint as major developments.
The Student Loan Default Divide: Racial Inequities Play a Role
| Pew Staff | The Pew Charitable Trusts | December 10, 2024
Black and Hispanic borrowers are more likely to default repeatedly because of wealth gaps, unstable employment and unequal educational circumstances.
The College Affordability Gap Shrank During the Pandemic
| Danielle McLean | Higher Ed Dive | October 29, 2024
Emergency grants and pandemic relief temporarily improved college affordability, but much of that funding has now expired.
Financial Constraints Are Driving Missed Student Loan Payments
| Pew Staff | The Pew Charitable Trusts | September 17, 2024
Borrowers who miss payments commonly report that they cannot afford them or must prioritize housing, food and other household obligations.
Tuition Too High? Blame Competition
| Oleg V. Pavlov and Evangelos Katsamakas | arXiv | May 28, 2024
Competition for rankings, prestige, facilities and applicants can encourage colleges to increase spending and tuition instead of lowering prices.
Higher-Education Funding: The Value of Choice
| Limor Hatsor and Ronen Bar-El | arXiv | November 8, 2024
A theoretical model suggests that allowing students to combine different financing arrangements could reduce risk and improve borrowing terms.
Long-Term Solutions for College Affordability Require Congressional and State Action
| Phillip Levine | Brookings Institution | April 9, 2024
Lasting reductions in college prices require coordinated policy changes rather than relying entirely on presidential debt-relief actions.
Borrowers With Certain Educational Experiences Are More Likely to Default
| Pew Staff | The Pew Charitable Trusts | January 30, 2024
Noncompleters, part-time students and online-only students face especially high risks of student-loan default.
Student Loan Borrowers Concerned About Affording Payments After the Pandemic Pause
| Pew Staff | The Pew Charitable Trusts | December 12, 2023
Many borrowers worried that renewed monthly payments would conflict with basic living expenses and other household debts.
How Rising Student Loan Interest Rates Could Affect College Attendance
| Lilah Burke | Higher Ed Dive | September 29, 2023
Higher interest rates increase the long-term cost of graduate and professional education and may influence students' enrollment choices.
Students With Loans Face Financial Barriers to Degree Completion
| Lexi West and Brian Denten | The Pew Charitable Trusts | October 24, 2022
Economic instability can cause students to reduce enrollment, pause their studies or leave school with debt but without a completed credential.
Personalized Interventions Hold Promise for Borrowers at Risk of Default
| Pew Staff | The Pew Charitable Trusts | January 13, 2021
Automated enrollment, personalized communication and simplified repayment procedures can help vulnerable borrowers avoid delinquency and default.
Borrowers Discuss the Challenges of Student Loan Repayment
| Pew Staff | The Pew Charitable Trusts | May 20, 2020
Borrowers describe confusing servicing, rising balances, unaffordable payments and difficulties enrolling in repayment programs designed to help them.
It's Time to Broaden the Conversation About the Student Debt Crisis
| Thomas R. Ulbrich and Tami L. Kirk | National Library of Medicine | 2017
Excessive education debt can affect career choices, quality of life, family formation and graduates' ability to contribute to their communities.
Footing the Bill for Higher Education
| Pew Staff | The Pew Charitable Trusts | April 5, 2016
Declining public support shifted more college costs to students and families, contributing to higher borrowing and increased default risks.
Is Student Debt Deferring the American Dream?
| The Pew Charitable Trusts | The Pew Charitable Trusts | 2016
Researchers and policymakers examine how student debt affects homeownership, savings, family formation and long-term economic mobility.
